Condominiums

If you own a condominium, Shenandoah Mutual can offer you coverage whether or not you live in it yourself or rent it out to a tenant. As a condominium owner, one needs to insure not only their personal possessions in the condo, but also any built in units such as cabinets, fixtures, appliances, etc. which you are responsible for under your condo association agreement and any Related Structures such as a storage shed or garage.

In addition to covering this personal property, a condo owner also needs liability coverage. The liability portion of the policy would cover injuries or damage to people or property that the condo owner would be liable for such as accidental bodily injury caused by you, your immediate family living in your home or even your pet; a lawsuit filed against you seeking covered damages; or medical bills for someone other than you or your family, who has been in an accident on your property.